 |
 |
"FLEXTELLER"
24-hour online access
"SUPERTELLER"
Audio Response Line
Call 952-932-3863
24 Hours a day
7 Days a Week
You'll never be out of touch with your money!
OFFICE LOCATION
1541 Highway 7
Hopkins, MN 55305
Phone: 952-932-4499
Toll Free: 877-932-4499
FAX: 952-932-4596
OFFICE HOURS
Monday - Friday
9:00 AM to 5:00 PM
|
|
|
|
Risk-Based | Savings | Certificates
Financial Calculators
Go To Loan Application
|
New & Used
Auto
*Rates as low as: |
New & Used
09-10
36,000 max. mileage
APR* |
Used
08-09
APR* |
Used
06-07
APR* |
Used
05
APR* |
Used
04 or older
APR* |
|
12-24 Months |
3.00%* |
3.25%* |
4.29%* |
4.69%* |
5.69%* |
|
36 Months |
3.50%* |
3.75%* |
4.29%* |
4.69%* |
5.69%* |
|
48 Months |
3.75%* |
3.99%* |
4.39%* |
4.99%* |
n/a |
|
60 Months |
4.00%* |
4.29%* |
4.80%* |
5.59%* |
n/a |
|
72 Months |
4.75%* |
4.99%* |
n/a |
n/a |
n/a |
|
84 Months |
5.75%* |
5.99%* |
n/a |
n/a |
n/a | *Rates based on approved credit at time of application. *APR - Annual Percentage Rate. **Minimum amount financed $20,000 GAP Calculator
|
Motorcycles, ATVs, Personal Watercraft & Snowmobiles
*Rates as low as: |
08 or newer
APR*
|
01-07
APR* |
|
36 Months |
5.99%* |
6.49%* |
|
48 Months |
5.99%* |
7.49%* |
|
60 Months |
6.24%* |
7.99%* |
|
72 Months |
6.39%* |
n/a | *Rates based on approved credit at time of application. *APR - Annual Percentage Rate.
|
Boat and RV
*Rates as low as: |
08 or newer
APR* |
01-07
APR* |
|
36 Months |
5.99%* |
6.49%* |
|
48 Months |
5.99%* |
7.49%* |
|
60 Months |
6.24%* |
7.99%* |
|
72 Months |
6.39%* |
n/a |
|
120 Months |
6.49%* |
n/a | *Rates based on approved credit at time of application. *APR - Annual Percentage Rate.
|
Visa Classic
*Rates as low as: |
Up to $15,000
APR* |
|
Revolving |
9.00%* | *Rates based on approved credit at time of application. *APR - Annual Percentage Rate.
|
Signature Loans
*Rates as low as: |
Loans up to $8,000
APR* |
|
36 Months Revolving |
12.00%* |
*Rates based on approved credit at time of application. *APR - Annual Percentage Rate.
|
Overdraft Protection Loan
*Rates as low as: |
APR* |
|
Credit Limit $2,000 |
13.99%* |
|
Credit Limit $1,000 |
13.99%* | *Rates based on approved credit at time of application. *APR - Annual Percentage Rate.
|
Home Equity Line of Credit (HELOC)
*Rates as low as: |
APR*
|
|
Up to 70% LTV |
6.00%* |
*Rates based on approved credit at time of application. *APR - Annual Percentage Rate.
|
2nd Mortgage Loans
*Rates as low as |
Up to 70% LTV
APR* |
|
5 Year |
5.50% |
|
7 Year |
6.50% |
|
10 Year |
7.00% |
|
15 Year |
8.00% |
*Rates based on approved credit at time of application. *APR - Annual Percentage Rate.
RATES ARE SUBJECT TO CHANGE.
PCCU uses a "customized" lending program based upon your credit bureau
file. The better your credit, the better your rate. You can earn additional
rate discounts based upon your use of other credit union services.
BALANCE BREAK DIVIDENDS APPLY TO ALL SHARE/SAVINGS ACCOUNTS.
ALL RATES ARE SUBJECT TO CHANGE.
SHARE DIVIDENDS PAID QUARTERLY.
FRILLS CHECKING DIVIDENDS PAID MONTHLY.
DIVIDENDS NOT PAID ON CLOSED ACCOUNTS.
|
Savings |
Rate |
|
Share Savings Account ($5 - $500) |
0.10 |
|
Share Savings Account ($501 - $5,000) |
0.15 |
|
Share Savings Account ($5001 & up) |
0.25 |
|
Frills Checking (minimum $500) |
0.25 |
|
Frills Checking ($501 or more) |
0.45 |
*APY - Annual Percentage Yield.
|
Certificates |
Rate |
APY* |
Term |
|
6 Month Certificate of Deposit |
1.05 |
1.053 |
6 |
|
12 Month Certificate of Deposit |
1.10 |
1.100 |
12 |
|
18 Month Certificate of Deposit |
1.20 |
1.196 |
18 |
|
24 Month Certificate of Deposit |
1.30 |
1.292 |
24 |
$500 Minimum. *APY - Annual Percentage Yield.
Some restrictions apply. Penalty for early withdrawal.
|
Money Market Accounts |
Rate |
|
$.01 - $4,999 |
0.25% |
|
$5,000 - $14,999 |
0.35% |
|
$15,000 & up |
0.55% |
Minimum Balance $5,000.
|
|
|
