LOAN RATES

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Car Loan

 Model Year
 Loan Term
 Fixed APR*
 Payment Per $1,000
 2008 & newer
24 months
36 months
48 months
60 months
72 months
starting at 1.99%*
starting at 2.49%*
starting at 2.74%*
starting at 2.99%*
starting at 3.49%**
$42.54
$28.86
$22.02
$17.97
$15.42
 2007
36 months
48 months
60 months
starting at 2.99%*
starting at 3.24%*
starting at 3.74%*
$29.08
$22.25
$18.30
 2004-2006
36 months
48 months
starting at 3.99%*
starting at 4.24%*
$29.52
$22.69
 2001-2003
36 months
starting at 6.99%*
$30.88


Motorcycle, ATV and Personal Watercraft

 Model Year
 Loan Term
 Fixed APR*
Payment Per $1,000 
 2010 & newer
48 months
60 months
72 months
starting at 4.00%*
starting at 5.00%*
starting at 6.00%*
$22.58
$18.88
$16.58
 2003-2009
36 months
48 months
60 months
starting at 4.00%*
starting at 5.00%*
starting at 6.00%*
$29.53
$23.03
$19.34


Boat and RV

 Model Year
 Loan Term
 Fixed APR*
 Payment Per $1,000
 2010 & newer
48 months
60 months
72 months
120 months
starting at 4.00%*
starting at 5.00%*
starting at 6.00%*
starting at 6.10%*
$22.58
$18.88
$16.58
$11.16
 2003-2009
36 months
48 months
60 months
starting at 4.00%*
starting at 5.00%*
starting at 6.00%*
$29.53
$23.03
$19.34


VISA Card

 Loan Term
 Credit Limit
 Fixed APR*
 Revolving
 up to $15,000
 starting at 9.00%*


Signature Loan

 Loan Term
 Credit Limit
 Fixed APR*
Payment Per $1,000 
 36 months
 up to $8,000
 starting at 12.99%*
 $33.22


Home Equity Line of Credit

 Loan Term
 LTV Limits
 Fixed APR*
 up to 15 years  up to 70%  starting at 3.00%*


2nd Mortgage

 Loan Term
 LTV Limits
 Fixed APR*
 Payment Per $1,000
 5 year
10 year
15 year 		  up to 70%

 starting at 3.00%*
starting at 6.00%*
starting at 7.00%*		  $17.97
 $11.11
$9.00

*Rates based on approved credit at time of application. *APR-Annual Percentage Rate.
**Loan amount must be over $20,000.

RATES ARE SUBJECT TO CHANGE. PCCU uses a "customized" lending program based up on your credit bureau file, the better your credit, the better your rate. You can earn additional rate discounts upon your use of other credit union services.