LOAN RATES

Financial Calculators          Go To Loan Application         


Car Loan

 Model Year
 Loan Term 
          APR*              
 Payment Per $1,000
 2016 & Newer
24 months
36 months
48 months
60 months
72 months
84 months
starting at 1.99%* 
starting at 1.99%* 
starting at 1.99%* 
starting at 2.50%* 
starting at 2.99%* 
starting at 3.99%* 
$42.54
$28.64
$21.70
$17.75
$15.19
$13.67
 2011-2015
36 months
48 months
60 months
72 months

starting at 2.50%* 
starting at 2.50%* 
starting at 2.75%* 
starting at 3.00%* 

$28.71
$21.77
$17.86
$15.20
 
2007-2010
 
 36 months
 
 
 
starting at 4.00%* 
 
 
 
$29.52
 
 


Motorcycle, ATV and Personal Watercraft

 Model Year 
 Loan Term
       APR*      
Payment Per $1,000 
 2016 & newer
48 months
60 months
72 months
starting at 3.99%*
starting at 3.99%*
starting at 4.99%*
$22.58
$18.42
$16.11
 2011-2015
36 months
48 months
60 months
72 months
starting at 3.99%*
starting at 4.99%*
starting at 4.99%*
starting at 5.99%*
$29.53
$23.03
$18.88
$16.58


Boat and RV

 Model Year
Minimum Loan Amount
 Loan Term
 APR*
 Payment Per $1,000
 2007 & newer
N/A
$15,000
$15,000
$50,000
60 months
84 months
120 months
180 months
starting at 3.99%*
starting at 4.49%*
starting at 5.25%*
starting at 5.35%*
$18.42
$13.90
$10.74
$8.10


VISA Card

 Loan Term
 Credit Limit
 APR*
 Revolving
 up to $15,000
 starting at 9.00%*


Signature Loan

 Loan Term
 Credit Limit
 APR*
Payment Per $1,000 
 36 months
 up to $8,000
 starting at 12.00%*
 $33.22


Home Equity Line of Credit - Variable Rate

 Loan Term 
 LTV Limits                  
   APR*         
Payment Per $1000 
15 year
 up to 80%
 4.00%*
    $7.40   
15 year
81% - 90%
 6.00%*
$8.45
15 year
91% - 100% 
 8.00%*
$9.57


Fixed Second Mortgage

 Loan Term
 LTV Limits
 APR*
Payment Per $1,000
5 year
10 year
15 year 
 up to 80%
up to 80%
up to 80% 
4.00%*
4.25%*
5.00%*
 $18.42
 $10.25
  $7.92
 5 year
10 year
15 year
 81% to 90%
81% to 90%
81% to 90% 
4.50%*
5.00%*
5.50%*
$18.65
$10.61
$8.18
 5 year
10 year
15 year 
91% to 100%
91% to 100%
91% to 100%
5.50%*
6.00%*
7.15%*
$19.11
$11.11
 $9.08


Home Improvement Loan

 Loan Term

 LTV Limits

 APR*

 Payment Per $1,000

 10 Year- Max Loan Amount $7,500

 133%

8.99%*

 $12.67 

 

RATES ARE SUBJECT TO CHANGE. PCCU uses a "customized" lending program based upon your credit bureau file, the better your credit, the better your rate. You can earn additional rate discounts upon your use of other credit union services.

*Rates based on approved credit at time of application. *APR-Annual Percentage Rate.