HOME EQUITY LINE OF CREDIT (HELOC)

Your house is more than a roof over your head. . . It's also a valuable source of funds!
A line of credit, secured by the equity in your home, lets you get the money you need, when you need it!  It's convenient too!  Just call the credit union and a check will be sent out to you or the funds can be deposited directly to your account.

 Our Home Equity Line of Credit offers you:

  • Flexibility in borrowing.
  • Cash for home improvements, payoff for high interest credit cards, a vacation, a car, tuition and emergencies.
  • Competitive rates.
  • No prepayment penalties.
  • No application fees.
  • Variable rate.
  • A 100% tax deduction (consult your tax advisor).
  • Payments based only on the amount you are currently using.
  • 5 year draw period
  • Lines of credit from $5,000 to $150,000

There are many "unique" benefits of financing with your credit union. PEOPLES Community Credit Union offers member pay Loan Protection on your loan!   In the event of death this valuable coverage pays off the balance of your loan for you or for your joint applicant.  Call today to see how easy it is to add individual or Joint Credit Life Insurance to your existing loans!

In addition to the Loan Protection, financing with your credit union far outweighs a flashy ad campaign from the competitor.  Let us show you the difference:

  • Short term Credit Disability Insurance
  • Repayment programs tailored to fit your needs
  • Friendly, personal service